Why I Became a Financial Advisor
Throughout my career as an attorney and a second-generation financial planner, I have come to understand the value of building a team around clients to provide easy access to answer the complicated questions. It is rewarding to work with families and businesses to implement plans for when times are good, but also to create protection and support for when plans go sideways or the unexpected occurs.
My holistic approach integrates life planning and wealth management with views toward navigating legal complexities of estate planning. That is how I help clients achieve their short-term and long-term goals.
WE MAKE IT EASY
Clients get the optimal experience when they have access to interdisciplinary expertise. By combining my knowledge of law, securities and financial planning with access to a team of tax professionals and senior consultants, clients receive the best of all worlds with one point of access.
WE PLAN TOGETHER
I partner together with you and your circle of trusted advisors to develop a plan for you and your family that anticipates needs and meets goals.
Sometimes, along your journey, goals and needs change. As an attorney and advisor, I am experienced in recognizing when it is time for those conversations.
MORE ABOUT MIKE
Michael Kite, JD joined Forum Financial Management in 2012 as a Financial Advisor. Michael believes understanding his clients is of paramount importance in helping them achieve their financial goals. His background in family law provides him with experience navigating complex client relationships. He approaches each family’s situation in a holistic manner, devoting careful attention to investing, planning and risk management.
In addition to being a financial advisor, Michael is also a partner at Williams & Kite, LLC. His legal practice focuses on estate planning, small businesses and commercial and residential real estate. Michael earned a Juris Doctor from The John Marshall Law School in Chicago. He holds a bachelor’s degree in history from University of Illinois at Urbana-Champaign.
FORUM ARTICLES & INSIGHTS
A PERSONAL APPROACH
Tell Us About Your Financial Life and Aspirations
Your experience begins with an initial meeting to identify your financial vision for the future and risk tolerance levels. We review our investment philosophy and approach with you so that you fully understand each milestone of our process and how our relationship will evolve over time.
Discuss Topics Crucial to Your Financial Success
Over the course of the next few meetings, the content and breadth of each meeting is defined by your personal needs. We can review your estate planning and risk management needs, discuss retirement accumulation or distribution planning, evaluate educational funding needs, review your tax situation, and go over any other items crucial to your financial success.
Develop a Strategic Plan Unique to You
Once you select an allocation, we put together a strategic implementation plan that will coordinate investment of your portfolio between qualified (tax-advantaged) assets and non-qualified assets in order to maximize tax efficiency. The topics we address during our time with you vary depending on your unique needs and situation.
Putting Your Plan Into Action
We establish your Forum account based on the portfolio allocation we discussed and what we learned about your risk tolerance and financial goals. With your new Forum account now in place, you will have the opportunity to access your Forum Client Portal for the first time and connect with members of the Forum Client Service team.
Review Goals and Plans When Your Life Changes
You will receive reporting that will clearly show your performance net of all fees and compared to applicable market indexes. Additionally your assets are held at a reputable third-party custodian that furnishes independent monthly reports so you can feel confident about the safe handling of your money.