Why I Became a Financial Advisor
After working in financial services for more than 10 years, I was learning a lot but not really seeing any direct impact to what I was doing. Moreover, I did not necessarily believe in what I was inherently selling. Through that experience, however, I did get very comfortable navigating the financial world and making simple moves to build my own wealth.
I realized that not all my peers, friends and family members had the same level of comfort. By using my knowledge to build a bridge to the financial world, I can use my experience to help those around me get comfortable making financial planning decisions, directly improving their lives.
“Are you willing to sell someone a shoe that doesn’t fit? Or are you willing to lose a sale because you don’t have the right size?”
— DAVID BOOTH, DIMENSIONAL FUND ADVISORS
MORE ABOUT STEVE
Steve Minturn, CFA joined Forum Financial Management in 2021 as a Financial Advisor. Before joining Forum, Steve worked in equity research and portfolio management for BMO Global Asset Management. His work took him to London where he built up quantitative investment capabilities for equity teams across the globe. Prior to BMO, Steve worked as an actuary for Deloitte Consulting. He has 12 years of experience in the financial services industry.
Steve approaches financial advice in a way that is human and easy to understand. With so much noise in the world of finance, Steve wants to help clients understand and focus on what is important. He enjoys building relationships with clients and putting plans in place to maximize their wealth over time, whatever their current situation may be.
Steve earned his MBA with concentrations in finance and economics from The University of Chicago Booth School of Business and bachelor’s degrees in actuarial science and finance from University of Wisconsin — Madison.
A PERSONAL APPROACH
Tell Us About Your Financial Life and Aspirations
Your experience begins with an initial meeting to identify your financial vision for the future and risk tolerance levels. We review our investment philosophy and approach with you so that you fully understand each milestone of our process and how our relationship will evolve over time.
Discuss Topics Crucial to Your Financial Success
Over the course of the next few meetings, the content and breadth of each meeting is defined by your personal needs. We can review your estate planning and risk management needs, discuss retirement accumulation or distribution planning, evaluate educational funding needs, review your tax situation, and go over any other items crucial to your financial success.
Develop a Strategic Plan Unique to You
Once you select an allocation, we put together a strategic implementation plan that will coordinate investment of your portfolio between qualified (tax-advantaged) assets and non-qualified assets in order to maximize tax efficiency. The topics we address during our time with you vary depending on your unique needs and situation.
Putting Your Plan Into Action
We establish your Forum account based on the portfolio allocation we discussed and what we learned about your risk tolerance and financial goals. With your new Forum account now in place, you will have the opportunity to access your Forum Client Portal for the first time and connect with members of the Forum Client Service team.
Review Goals and Plans When Your Life Changes
You will receive reporting that will clearly show your performance net of all fees and compared to applicable market indexes. Additionally your assets are held at a reputable third-party custodian that furnishes independent monthly reports so you can feel confident about the safe handling of your money.