Niki Theil, CFP® joined Forum Financial Management in 2023 as a Client Service Associate in the Menlo Park office. Prior to joining Forum, Niki served as a financial planner at Investor’s Capital Management. During her time there, she conducted research and created financial plans for clients. Additionally, she worked at HP as a financial analyst, where she prepared detailed financial analysis reports to inform management. Niki has more than 10 years of experience in the financial services industry.
Since 2013, Niki has served as a site coordinator and volunteer tax preparer for the AARP Foundation Tax-Aide Program.
Niki is a CERTIFIED FINANCIAL PLANNER™ professional. She holds a master’s degree in finance and a bachelor’s degree in finance from the University of Illinois at Urbana-Champaign.
When not working or volunteering, Niki is likely riding her bicycle around town or hiking at Rancho San Antonio.
A PERSONAL APPROACH
Tell Us About Your Financial Life and Aspirations
Your experience begins with an initial meeting to identify your financial vision for the future and risk tolerance levels. We review our investment philosophy and approach with you so that you fully understand each milestone of our process and how our relationship will evolve over time.
Discuss Topics Crucial to Your Financial Success
Over the course of the next few meetings, the content and breadth of each meeting is defined by your personal needs. We can review your estate planning and risk management needs, discuss retirement accumulation or distribution planning, evaluate educational funding needs, review your tax situation, and go over any other items crucial to your financial success.
Develop a Strategic Plan Unique to You
Once you select an allocation, we put together a strategic implementation plan that will coordinate investment of your portfolio between qualified (tax-advantaged) assets and non-qualified assets in order to maximize tax efficiency. The topics we address during our time with you vary depending on your unique needs and situation.
Putting Your Plan Into Action
We establish your Forum account based on the portfolio allocation we discussed and what we learned about your risk tolerance and financial goals. With your new Forum account now in place, you will have the opportunity to access your Forum Client Portal for the first time and connect with members of the Forum Client Service team.
Review Goals and Plans When Your Life Changes
You will receive reporting that will clearly show your performance net of all fees and compared to applicable market indexes. Additionally your assets are held at a reputable third-party custodian that furnishes independent monthly reports so you can feel confident about the safe handling of your money.