Why I Became a Financial Advisor
When I entered the world of holistic financial planning serendipitously in 2004, I found mentors who gave me the opportunity to gain newfound financial knowledge. I learned principles of money and investing that I had never been taught when I was growing up. That is what led me to my career as a financial advisor.
True professionals look at the whole financial picture — values, wishes, goals, personality, family and history — to help clients navigate with the long term in mind. I tell clients my personal story as an example of how it is possible to confront financial challenges and take control of their money and finances. It brings me great satisfaction to guide clients toward a successful and efficient financial life.
WHY YOU SHOULD
We discuss what risk means when it comes to money and investments and how risk relates to the benefits of diversification.
AND YOUR FAMILY
We talk through various financial topics such as how to pay for education for children or grandchildren and saving for future healthcare expenses with periodic reviews of where your money goes.
We work together to build a wealth plan starting with three essentials: a plan for saving, a comprehensive estate plan and an emergency fund.
Unlike a simple math equation, financial planning for individuals and couples can have infinite possibilities. I excel at efficiently finding answers built for the long term by incorporating many variables, both concrete and abstract.
I do this by really getting to know clients and developing an understanding of their entire financial life. Then, we solve the puzzle together.
We develop a relationship for life, and by having that strong connection, I am able to help them effectively navigate any changes that come their way with grace.
Nicole Campbell, CFP®, CDFA® joined Forum Financial Management in 2014. She currently serves as a Financial Advisor and has contributed to various company initiatives in multiple roles since she joined Forum. Prior to joining Forum, Nicole served high net worth clients for 10 years while virtually managing operations and client services for an investment management and financial planning firm in California.
Nicole is enthusiastic and diligent about educating and coaching clients to help them reach their financial and life goals. She enjoys supporting clients who are going through a complex transition and empowering clients to invest with financial confidence.
Nicole is a CERTIFIED FINANCIAL PLANNER™ professional and a Certified Divorce Financial Analyst® practitioner. She is also an active member of the Financial Planning Association and a member of various chambers of commerce. She earned a bachelor’s degree in public affairs from Indiana University – Bloomington. Nicole resides in the western suburbs of Chicago with her husband, their two children (one in college) and two rescue dogs.
A PERSONAL APPROACH
Tell Us About Your Financial Life and Aspirations
Your experience begins with an initial meeting to identify your financial vision for the future and risk tolerance levels. We review our investment philosophy and approach with you so that you fully understand each milestone of our process and how our relationship will evolve over time.
Discuss Topics Crucial to Your Financial Success
Over the course of the next few meetings, the content and breadth of each meeting is defined by your personal needs. We can review your estate planning and risk management needs, discuss retirement accumulation or distribution planning, evaluate educational funding needs, review your tax situation, and go over any other items crucial to your financial success.
Develop a Strategic Plan Unique to You
Once you select an allocation, we put together a strategic implementation plan that will coordinate investment of your portfolio between qualified (tax-advantaged) assets and non-qualified assets in order to maximize tax efficiency. The topics we address during our time with you vary depending on your unique needs and situation.
Putting Your Plan Into Action
We establish your Forum account based on the portfolio allocation we discussed and what we learned about your risk tolerance and financial goals. With your new Forum account now in place, you will have the opportunity to access your Forum Client Portal for the first time and connect with members of the Forum Client Service team.
Review Goals and Plans When Your Life Changes
You will receive reporting that will clearly show your performance net of all fees and compared to applicable market indexes. Additionally your assets are held at a reputable third-party custodian that furnishes independent monthly reports so you can feel confident about the safe handling of your money.