Matt Ramos
CFP® | Advisor Support
EXPLOREABOUT MATT
Matthew Ramos joined Forum Financial Management in 2019. With more than 25 years of experience in the financial services industry, he served as an advisor for more than eight years advising professional athletes and as portfolio manager, trader, chief operating officer, and chief compliance officer. Prior to joining Forum, Matt ran his own financial planning firm, MAR Financial Planning, which he relaunched in 2021.
Matt is a CERTIFIED FINANCIAL PLANNER™ professional. He earned his MBA in finance from the University of Michigan in Ann Arbor and a bachelor’s degree in finance from Drexel University in Philadelphia.
In his free time, Matt enjoys playing golf, traveling and spending time with his beloved dog, Nicki (named after Super Bowl MVP, Nick Foles). He has coached men’s basketball in Washington, DC at both the college and high school levels and hopes to return to coaching someday. He is a passionate fan of the University of Michigan Wolverines, the Arsenal Gunners, and his hometown Philadelphia teams (plus a few from his adopted hometown of Chicago).
A PERSONAL APPROACH
Tell Us About Your Financial Life and Aspirations
Your experience begins with an initial meeting to identify your financial vision for the future and risk tolerance levels. We review our investment philosophy and approach with you so that you fully understand each milestone of our process and how our relationship will evolve over time.
PREVIOUS 
Discuss Topics Crucial to Your Financial Success
Over the course of the next few meetings, the content and breadth of each meeting is defined by your personal needs. We can review your estate planning and risk management needs, discuss retirement accumulation or distribution planning, evaluate educational funding needs, review your tax situation, and go over any other items crucial to your financial success.
PREVIOUS Develop a Strategic Plan Unique to You
Once you select an allocation, we put together a strategic implementation plan that will coordinate investment of your portfolio between qualified (tax-advantaged) assets and non-qualified assets in order to maximize tax efficiency. The topics we address during our time with you vary depending on your unique needs and situation.
Putting Your Plan Into Action
We establish your Forum account based on the portfolio allocation we discussed and what we learned about your risk tolerance and financial goals. With your new Forum account now in place, you will have the opportunity to access your Forum Client Portal for the first time and connect with members of the Forum Client Service team.
Review Goals and Plans When Your Life Changes
You will receive reporting that will clearly show your performance net of all fees and compared to applicable market indexes. Additionally your assets are held at a reputable third-party custodian that furnishes independent monthly reports so you can feel confident about the safe handling of your money.
