Why I Became a Financial Advisor
Beyond all else, I am fascinated by people and understanding how they think and react to this modern, complex world. Retirement has been reinvented by active, engaged people. It is no longer about a gold watch and the golf course but fulfillment and legacy instead.
I find it very rewarding to help people transition from the “I have to” stage of their lives to the “I get to” stage. When it comes to finances, outsource the complexity and be at peace.
I have found that a lot of people who are nearing age 50 are suddenly thinking about retirement, not as imminent, but as a concept that seems more real to them than it has in the past.
They may still be dealing with kids in college, mortgages and other loans and just the general busyness of midlife. Something new to add to the equation is that they are also starting to worry if they have saved enough for retirement, what standard of living they can expect and whether they should be doing something NOW to secure their financial future.
They need financial advice that focuses specifically on how to plan for retirement after age 50. I particularly enjoy helping pre-retirees because they are my contemporaries, and I feel I have a lot of value to add.
“Simplicity, simplicity, simplicity! I say, let your affairs be as two or three, and not a hundred or a thousand.”
— HENRY DAVID THOREAU, WALDEN
MORE ABOUT JOHN
John Vires joined Forum Financial Management in 2016 as a Financial Advisor. Prior to joining Forum, John served as Chief Investment Officer at Trust Company of Illinois. Before joining the Trust Company, John was vice president and trust officer with State Bank of Illinois, West Chicago, and First National Bank of LaGrange. John has more than 20 years of experience serving the financial needs of successful families and assisting clients with estate planning, investment management and retirement planning.
John is equally invested in his community. After serving as treasurer for the city of Wheaton, he was elected in 2015 to the Wheaton Park District Board of Commissioners. John is also a member of the Wheaton Lions Club and CFA Society of Chicago.
John is a CERTIFIED FINANCIAL PLANNER™ professional. He earned a bachelor’s degree in economics from the University of Illinois. John is a CFA® charterholder. He resides in Wheaton, Illinois.
A PERSONAL APPROACH
Tell Us About Your Financial Life and Aspirations
Your experience begins with an initial meeting to identify your financial vision for the future and risk tolerance levels. We review our investment philosophy and approach with you so that you fully understand each milestone of our process and how our relationship will evolve over time.
Discuss Topics Crucial to Your Financial Success
Over the course of the next few meetings, the content and breadth of each meeting is defined by your personal needs. We can review your estate planning and risk management needs, discuss retirement accumulation or distribution planning, evaluate educational funding needs, review your tax situation, and go over any other items crucial to your financial success.
Develop a Strategic Plan Unique to You
Once you select an allocation, we put together a strategic implementation plan that will coordinate investment of your portfolio between qualified (tax-advantaged) assets and non-qualified assets in order to maximize tax efficiency. The topics we address during our time with you vary depending on your unique needs and situation.
Putting Your Plan Into Action
We establish your Forum account based on the portfolio allocation we discussed and what we learned about your risk tolerance and financial goals. With your new Forum account now in place, you will have the opportunity to access your Forum Client Portal for the first time and connect with members of the Forum Client Service team.
Review Goals and Plans When Your Life Changes
You will receive reporting that will clearly show your performance net of all fees and compared to applicable market indexes. Additionally your assets are held at a reputable third-party custodian that furnishes independent monthly reports so you can feel confident about the safe handling of your money.