Why I Became a Financial Advisor
Growing up as the son of a successful businessman and the grandson of a farmer, I witnessed years of hard work succumb financially to poor retirement planning and poor risk management. On the other hand, my other grandfather, an Episcopal priest, took advantage of the planning offered through the church. Although his year-over-year income was not as great, his retirement was more fulfilling.
Because of this, I became a financial planner. I realized the need for a financial plan is widespread. Also, prudent risk management through proper asset allocation is critical for a quality investment experience. By defining financial goals and building a plan for clients to achieve those financial goals, I hope to help investors avoid the pitfalls of poor planning.
MORE ABOUT DAVID
J. David Huskin, CFP® joined Forum Financial Management in 2016 as a Financial Advisor. Prior to joining Forum, Dave served in advisory roles for Cent Wealth Management and Edward Jones.
Dave is passionate about helping people achieve their financial goals through a trust-based, collaborative approach. He assists clients through insurance planning, estate planning, education planning and tax planning. He also consults with businesses about retirement plans.
Dave is past president of Milwaukee’s North Shore Rotary Club. He has held many volunteer leadership positions in the Episcopal Church in the communities in which he and his family have lived.
Dave is a CERTIFIED FINANCIAL PLANNER™ professional. He earned a bachelor’s degree in business administration from University of Colorado in Boulder.
Dave and his wife have three daughters and reside in the Milwaukee area. Although he is supportive of the Green Bay Packers, Dave, a Colorado native, is a Denver Broncos fan at heart. During football’s off-season, Dave enjoys spending time on his pier in Lake Geneva, Wisconsin.
FORUM ARTICLES & INSIGHTS
A PERSONAL APPROACH
Tell Us About Your Financial Life and Aspirations
Your experience begins with an initial meeting to identify your financial vision for the future and risk tolerance levels. We review our investment philosophy and approach with you so that you fully understand each milestone of our process and how our relationship will evolve over time.
Discuss Topics Crucial to Your Financial Success
Over the course of the next few meetings, the content and breadth of each meeting is defined by your personal needs. We can review your estate planning and risk management needs, discuss retirement accumulation or distribution planning, evaluate educational funding needs, review your tax situation, and go over any other items crucial to your financial success.
Develop a Strategic Plan Unique to You
Once you select an allocation, we put together a strategic implementation plan that will coordinate investment of your portfolio between qualified (tax-advantaged) assets and non-qualified assets in order to maximize tax efficiency. The topics we address during our time with you vary depending on your unique needs and situation.
Putting Your Plan Into Action
We establish your Forum account based on the portfolio allocation we discussed and what we learned about your risk tolerance and financial goals. With your new Forum account now in place, you will have the opportunity to access your Forum Client Portal for the first time and connect with members of the Forum Client Service team.
Review Goals and Plans When Your Life Changes
You will receive reporting that will clearly show your performance net of all fees and compared to applicable market indexes. Additionally your assets are held at a reputable third-party custodian that furnishes independent monthly reports so you can feel confident about the safe handling of your money.