Why I Became a Financial Advisor
I began my career in financial services on the broker-dealer side. It was not long before I felt discouraged with a world laden with commissions, void of fiduciary-based advice and little to no transparency. It was this eye-opening career experience that led me to the fiduciary-based world of the independent Registered Investment Advisor.
I approach investment management and financial planning with an evidence-based mindset. We have the luxury of knowing what decades of market history have taught us regarding how the markets have acted and reacted to the world’s most volatile events. Prudent portfolio construction is the first step in improving long-term investment success. I have discovered that ongoing coaching to help clients avoid big mistakes can be challenging, but by far, it is the most rewarding aspect of my role as a financial advisor.
“Empathy is the ability to put ourselves in someone else’s shoes — to understand what someone is experiencing and to reflect back that understanding.”
— BRENE BROWN
Eric McGinnis, AIF®, CPFA® joined Forum Financial Management in 2021 as a Financial Advisor in Gig Harbor, Washington. Prior to joining Forum, Eric worked in financial services including various roles at two Registered Investment Advisor firms. Eric is experienced in 401(k) consulting, plan design and investment management for plan sponsors.
Eric has been involved with several charitable organizations over the years. He completed a solo charity bike ride from San Diego to Oklahoma City to raise money for two important causes close to him: the Warrior Foundation of San Diego and Ally’s House of Norman, Oklahoma. He has also volunteered for Cystic Fibrosis in Seattle and Juvenile Diabetes Research Foundation in Portland, Maine.
Eric is an Accredited Investment Fiduciary and Certified Plan Fiduciary Advisor. He earned a bachelor’s degree in business from the University of Southern Maine in Portland.
FORUM ARTICLES & INSIGHTS
A PERSONAL APPROACH
Tell Us About Your Financial Life and Aspirations
Your experience begins with an initial meeting to identify your financial vision for the future and risk tolerance levels. We review our investment philosophy and approach with you so that you fully understand each milestone of our process and how our relationship will evolve over time.
Discuss Topics Crucial to Your Financial Success
Over the course of the next few meetings, the content and breadth of each meeting is defined by your personal needs. We can review your estate planning and risk management needs, discuss retirement accumulation or distribution planning, evaluate educational funding needs, review your tax situation, and go over any other items crucial to your financial success.
Develop a Strategic Plan Unique to You
Once you select an allocation, we put together a strategic implementation plan that will coordinate investment of your portfolio between qualified (tax-advantaged) assets and non-qualified assets in order to maximize tax efficiency. The topics we address during our time with you vary depending on your unique needs and situation.
Putting Your Plan Into Action
We establish your Forum account based on the portfolio allocation we discussed and what we learned about your risk tolerance and financial goals. With your new Forum account now in place, you will have the opportunity to access your Forum Client Portal for the first time and connect with members of the Forum Client Service team.
Review Goals and Plans When Your Life Changes
You will receive reporting that will clearly show your performance net of all fees and compared to applicable market indexes. Additionally your assets are held at a reputable third-party custodian that furnishes independent monthly reports so you can feel confident about the safe handling of your money.