Why I Became a Financial Advisor
After working as an intern for an insurance company, I became aware of the conflicts of interest that existed in financial services. Many insurance sales representatives calling themselves “financial advisors” made their living by aggressively selling high-fee insurance policies to earn maximum commissions.
Upon college graduation in 2008, I witnessed many families experience tragic financial hardship and the desire to help myself and others with financial planning was formed. The insurance internship was invaluable because it showed me the path I wanted to avoid. Working under a fiduciary structure truly allows the ability to put others before myself and to offer the same advice to clients that I would to my own family.
I provide a holistic approach to financial planning, helping clients become specific about their vision of a successful financial life. That is why I focus on creating a comfortable environment that encourages the critical conversations essential to complex financial conversations.
Beginning with the first introduction, I concentrate on finding solutions to help someone achieve their goals. When potential clients reach out, it tends to coincide with a life change — a baby on the way, pending retirement or a change of jobs. The conversation starts by addressing a current life event, but ultimately it turns toward a question: If it were 20 years from now, how would you want your life to look?
Each person has a different concept of what a successful life means. My role as a financial advisor is to facilitate conversations that bring your goals to life — and implement actionable steps to help you achieve your goals. Through a carefully constructed plan, we can increase the reliability of financial planning outcomes using a goals-based, empathetic approach.
GETTING TO KNOW YOU
I view our first meeting as a great opportunity to understand what matters to you and get a good understanding of your entire financial situation in context.
BUILDING A THOUGHTFUL PLAN
After the first meeting, I will build and send a custom financial plan detailing action Items built to improve your financial life.
REVIEWING THE PLAN TOGETHER
I view client relationships as a long-term engagement — built to last for decades. In addition to reviewing the custom financial plan, I encourage each potential client to ask, “Is this advisor someone I would like to bring along on my financial journey?”
MORE ABOUT ERIC
Eric Hrebic, CFP® joined Forum Financial Management in 2020 as a Financial Advisor. From 2009 to 2018, he worked for Lowery Asset Consulting as a consultant assisting high net worth individuals, family offices and institutions with the management of their investment portfolios and financial planning needs. In 2019, Eric founded 606 Wealth Management, a Registered Investment Advisor firm in Illinois, with the goal of delivering objective and transparent financial planning and investment management services to individuals.
Throughout his professional career spanning more than a decade in the financial services industry, Eric has upheld his fiduciary duty, acting in the best interest of his clients. He has served individuals, families, endowments, foundations and 401(k) plans, giving him a rare opportunity to work with both individual and institutional clients.
Eric is a CERTIFIED FINANCIAL PLANNER™ professional. He earned a bachelor’s degree in finance from the University of Illinois at Chicago.
Eric and his wife, Allison, reside in Chicago.
FORUM ARTICLES & INSIGHTS
A PERSONAL APPROACH
Tell Us About Your Financial Life and Aspirations
Your experience begins with an initial meeting to identify your financial vision for the future and risk tolerance levels. We review our investment philosophy and approach with you so that you fully understand each milestone of our process and how our relationship will evolve over time.
Discuss Topics Crucial to Your Financial Success
Over the course of the next few meetings, the content and breadth of each meeting is defined by your personal needs. We can review your estate planning and risk management needs, discuss retirement accumulation or distribution planning, evaluate educational funding needs, review your tax situation, and go over any other items crucial to your financial success.
Develop a Strategic Plan Unique to You
Once you select an allocation, we put together a strategic implementation plan that will coordinate investment of your portfolio between qualified (tax-advantaged) assets and non-qualified assets in order to maximize tax efficiency. The topics we address during our time with you vary depending on your unique needs and situation.
Putting Your Plan Into Action
We establish your Forum account based on the portfolio allocation we discussed and what we learned about your risk tolerance and financial goals. With your new Forum account now in place, you will have the opportunity to access your Forum Client Portal for the first time and connect with members of the Forum Client Service team.
Review Goals and Plans When Your Life Changes
You will receive reporting that will clearly show your performance net of all fees and compared to applicable market indexes. Additionally your assets are held at a reputable third-party custodian that furnishes independent monthly reports so you can feel confident about the safe handling of your money.