Debi Gardi, CPA joined Forum Financial Management in 2019 as a Financial Advisor. Prior to joining Forum, Debi worked for Altschuler, Melvoin and Glasser LLP in Chicago. She now owns the firm Gardi & Gardi CPAs P.A. where they prepare taxes for small businesses and individuals. She brings more than 25 years of experience in the financial services industry to her clients.
Debi lives in Florida where she works with retirees and entrepreneurs who seek guidance as they define their financial goals. She is a careful listener who tailors a financial plan to reflect a client’s needs and life goals.
Debi is a Certified Public Accountant and serves as the chairperson on the board of the Florida Institute of Certified Public Accountants, Gulf Coast Chapter. Debi earned a bachelor’s degree from University of Wisconsin in Madison.
Debi and her husband, Les, have been married for 28 years and live in Sarasota. Their daughter is a forensic CPA and their son is in aerospace engineering working at SpaceX. In her free time, you can find Debi at every University of Florida Gator football game, perhaps at a Chicago Bears game or at a Chicago Cubs game. She regularly dances Zumba.
FORUM ARTICLES & INSIGHTS
A PERSONAL APPROACH
Tell Us About Your Financial Life and Aspirations
Your experience begins with an initial meeting to identify your financial vision for the future and risk tolerance levels. We review our investment philosophy and approach with you so that you fully understand each milestone of our process and how our relationship will evolve over time.
Discuss Topics Crucial to Your Financial Success
Over the course of the next few meetings, the content and breadth of each meeting is defined by your personal needs. We can review your estate planning and risk management needs, discuss retirement accumulation or distribution planning, evaluate educational funding needs, review your tax situation, and go over any other items crucial to your financial success.
Develop a Strategic Plan Unique to You
Once you select an allocation, we put together a strategic implementation plan that will coordinate investment of your portfolio between qualified (tax-advantaged) assets and non-qualified assets in order to maximize tax efficiency. The topics we address during our time with you vary depending on your unique needs and situation.
Putting Your Plan Into Action
We establish your Forum account based on the portfolio allocation we discussed and what we learned about your risk tolerance and financial goals. With your new Forum account now in place, you will have the opportunity to access your Forum Client Portal for the first time and connect with members of the Forum Client Service team.
Review Goals and Plans When Your Life Changes
You will receive reporting that will clearly show your performance net of all fees and compared to applicable market indexes. Additionally your assets are held at a reputable third-party custodian that furnishes independent monthly reports so you can feel confident about the safe handling of your money.