Why I Became a Financial Advisor
I became an advisor to better understand how financial planning can be implemented into a client’s long-term plan. With my education as a tax advisor, I initially focused on the preparation of annual tax returns, tax planning and tax strategy for the current period and the near future, but I realized I could expand on what services I can provide to clients to help them beyond the next few years. Clients should understand all aspects of their financial plan and how decisions and strategic planning can change over a lifetime based on important life and financial goals.
Why We Plan
It is important for everyone to have a financial plan — and actively building that plan allows us to understand all the opportunities we have to grow wealth, save on taxes and plan for life after retirement. As an advisor and CPA, I am able to work with clients on preparation of the past year’s tax return and discuss the effect of tax law changes as we work together to plan for future life goals.
Benjamin Sevcik, CPA, PFS, CFP® joined Forum Financial Management in 2014 as a Financial Advisor. He also serves as a partner at Forum Tax and Accounting Services, LLC.
With more than 10 years in the financial services industry, Ben has experience with business, personal and trust tax-return preparation, financial statement preparation, personal financial statements and wealth management. Ben serves on the board at Congregation Etz Chaim in Lombard, Illinois.
Ben is a Certified Public Accountant, a Personal Financial Specialist and a CERTIFIED FINANCIAL PLANNER™ professional. He earned a bachelor’s degree in business administration with an emphasis in accounting from the University of Iowa in Iowa City.
FORUM ARTICLES & INSIGHTS
A PERSONAL APPROACH
Tell Us About Your Financial Life and Aspirations
Your experience begins with an initial meeting to identify your financial vision for the future and risk tolerance levels. We review our investment philosophy and approach with you so that you fully understand each milestone of our process and how our relationship will evolve over time.
Discuss Topics Crucial to Your Financial Success
Over the course of the next few meetings, the content and breadth of each meeting is defined by your personal needs. We can review your estate planning and risk management needs, discuss retirement accumulation or distribution planning, evaluate educational funding needs, review your tax situation, and go over any other items crucial to your financial success.
Develop a Strategic Plan Unique to You
Once you select an allocation, we put together a strategic implementation plan that will coordinate investment of your portfolio between qualified (tax-advantaged) assets and non-qualified assets in order to maximize tax efficiency. The topics we address during our time with you vary depending on your unique needs and situation.
Putting Your Plan Into Action
We establish your Forum account based on the portfolio allocation we discussed and what we learned about your risk tolerance and financial goals. With your new Forum account now in place, you will have the opportunity to access your Forum Client Portal for the first time and connect with members of the Forum Client Service team.
Review Goals and Plans When Your Life Changes
You will receive reporting that will clearly show your performance net of all fees and compared to applicable market indexes. Additionally your assets are held at a reputable third-party custodian that furnishes independent monthly reports so you can feel confident about the safe handling of your money.