Andrew Alter
CPA, PFS, CFP®, CGMA | Financial Advisor
Andrew Alter
About Andrew
Andrew Alter, CPA, PFS™, CFP®, CGMA® joined Forum Financial in 2022 as a Financial Advisor. He has worked in the financial world as a CPA since 1998. Andrew’s inspiration to become a CFP® stemmed from his frustration with the poor financial advice his accounting clients were receiving from others. His vision of opening his own practice where the welfare of his clients would take priority became a reality in 2011. Andrew has a passion for knowledge and continues to attend seminars with some of the country’s top economic minds.
Andrew holds the following designations: Certified Public Accountant, CERTIFIED FINANCIAL PLANNER®, Personal Financial Specialist and Chartered Global Management Accountant. He has also served on the AICPA’s National CPA Financial Planning Insights Panel.
Andrew lives in Marlboro, NJ with his wife and their 3 children. He enjoys listening to music, playing the drums, and watching sports. He is also committed to education, and previously served on the board of trustees at Solomon Schechter Day School of Greater Monmouth County.
MY ARTICLES & INSIGHTS
A PERSONAL APPROACH
Tell Us About Your Financial Life and Aspirations
Your experience begins with an initial meeting to identify your financial vision for the future and risk tolerance levels. We review our investment philosophy and approach with you so that you fully understand each milestone of our process and how our relationship will evolve over time.
PREVIOUS 
Discuss Topics Crucial to Your Financial Success
Over the course of the next few meetings, the content and breadth of each meeting is defined by your personal needs. We can review your estate planning and risk management needs, discuss retirement accumulation or distribution planning, evaluate educational funding needs, review your tax situation, and go over any other items crucial to your financial success.
PREVIOUS Develop a Strategic Plan Unique to You
Once you select an allocation, we put together a strategic implementation plan that will coordinate investment of your portfolio between qualified (tax-advantaged) assets and non-qualified assets in order to maximize tax efficiency. The topics we address during our time with you vary depending on your unique needs and situation.
Putting Your Plan Into Action
We establish your Forum account based on the portfolio allocation we discussed and what we learned about your risk tolerance and financial goals. With your new Forum account now in place, you will have the opportunity to access your Forum Client Portal for the first time and connect with members of the Forum Client Service team.
Review Goals and Plans When Your Life Changes
You will receive reporting that will clearly show your performance net of all fees and compared to applicable market indexes. Additionally your assets are held at a reputable third-party custodian that furnishes independent monthly reports so you can feel confident about the safe handling of your money.
