Why I Became a Financial Advisor
In 1986, I pursued the CFP® certification to gain a greater personal knowledge of financial planning. When I completed the program in 1988, I decided that what I learned would be beneficial for the clients in my CPA practice as well. I became an advisor with Terra Financial that year and began to provide financial advice to my clients.
The response was amazing as my clients looked to me as a trusted advisor. Now more than 30 years later, I have helped many clients achieve financial independence in their retirement, helped many families save and pay for college for their children and grandchildren and helped so many people save for retirement in the future. I think back to that moment over 30 years ago and consider it one of the best decisions I have ever made for my clients, my family and myself.
Alan Hambourger has more than 25 years of experience serving his clients and providing the solutions required to meet their financial goals. His clients count on him for their wealth management needs, and his knowledge and experience make him an invaluable person in their lives. Early in his career, Alan worked as a CPA. He discovered that he wanted to be in touch with his clients throughout the year, not just at tax time. He became a CERTIFIED FINANCIAL PLANNER™ professional in 1988 so he could acquire the knowledge to offer financial planning as well as estate, retirement and tax planning.
Over the past 25 years, Alan has been recognized for excellence by the financial advisory community for his commitment to the principles which guide him as a financial advisor. He has been quoted in Practical Accountant and CPA Wealth Provider as well as in other industry periodicals, and has been a guest speaker at various conferences throughout the country. Alan earned a bachelor’s degree in accounting from the University of Illinois in Urbana.
FORUM ARTICLES & INSIGHTS
A PERSONAL APPROACH
Tell Us About Your Financial Life and Aspirations
Your experience begins with an initial meeting to identify your financial vision for the future and risk tolerance levels. We review our investment philosophy and approach with you so that you fully understand each milestone of our process and how our relationship will evolve over time.
Discuss Topics Crucial to Your Financial Success
Over the course of the next few meetings, the content and breadth of each meeting is defined by your personal needs. We can review your estate planning and risk management needs, discuss retirement accumulation or distribution planning, evaluate educational funding needs, review your tax situation, and go over any other items crucial to your financial success.
Develop a Strategic Plan Unique to You
Once you select an allocation, we put together a strategic implementation plan that will coordinate investment of your portfolio between qualified (tax-advantaged) assets and non-qualified assets in order to maximize tax efficiency. The topics we address during our time with you vary depending on your unique needs and situation.
Putting Your Plan Into Action
We establish your Forum account based on the portfolio allocation we discussed and what we learned about your risk tolerance and financial goals. With your new Forum account now in place, you will have the opportunity to access your Forum Client Portal for the first time and connect with members of the Forum Client Service team.
Review Goals and Plans When Your Life Changes
You will receive reporting that will clearly show your performance net of all fees and compared to applicable market indexes. Additionally your assets are held at a reputable third-party custodian that furnishes independent monthly reports so you can feel confident about the safe handling of your money.