Zach Boyd
MY WHY
Why I Became a Financial Advisor
My path to becoming a financial advisor didn’t start with a single decision. It started with a problem I kept seeing.
I started Boyd CPA to create a more client-focused advisory firm. As I worked more closely with clients, I kept seeing many of the financial planning conversations I was having overlap with those they were having with their financial advisors. Investment decisions often carried tax consequences that weren’t fully considered, and tax strategies were recommended without understanding how they would ultimately flow through a client’s tax return. In some cases, portfolio changes created unnecessary capital gains that disrupted the tax plan and reduced after-tax returns. I wanted to bring tax planning and investment management together so clients could benefit from one coordinated strategy.
While tax preparation and CPA services are provided independently through Boyd CPA, and investment management is provided through Forum, I work to coordinate the two so clients get one cohesive strategy rather than disconnected advice. We build portfolios with tax efficiency in mind, help clients achieve their financial goals, and have the information we need to provide proactive planning and seamless tax preparation.
There’s also a personal reason. I’ve spent my career in public accounting, and while I love the work, tax season has a way of consuming everything. I wanted to build a firm that gives me the freedom to spend more time with my wife and our two young children while helping my clients build that same kind of financial freedom in their own lives.
I believe the future of this profession is proactive, year-round advice, not simply preparing tax returns after the fact. That’s the future I’m building for my clients, my firm, and my family.
About Zach
Zach Boyd is a CPA and financial advisor based in Reno, Nevada, and the founder of Boyd CPA. Before founding the firm in 2021, he spent much of his career at Eide Bailly, where he advanced from Staff Accountant to Senior Tax Manager.
Zach earned a bachelor’s degree in accounting from the University of Nevada, Reno.
Outside of work, Zach enjoys spending time with his wife and their two young children. Whether they’re traveling, camping, hiking, or simply enjoying the outdoors, family time is a priority. He also enjoys golfing, hunting, and exercising outside whenever he can.
Boyd CPA is a separate legal entity and is not owned by or affiliated with Forum Financial Management. Tax preparation and accounting services offered through Boyd CPA are separate and distinct from, and are not supervised by, Forum Financial Management. Clients are under no obligation to use Boyd CPA’s tax services in order to receive investment advisory services from Forum.
MY ARTICLES & INSIGHTS
A PERSONAL APPROACH
Tell Us About Your Financial Life and Aspirations
Your experience begins with an initial meeting to identify your financial vision for the future and risk tolerance levels. We review our investment philosophy and approach with you so that you fully understand each milestone of our process and how our relationship will evolve over time.
PREVIOUS 
Discuss Topics Crucial to Your Financial Success
Over the course of the next few meetings, the content and breadth of each meeting is defined by your personal needs. We can review your estate planning and risk management needs, discuss retirement accumulation or distribution planning, evaluate educational funding needs, review your tax situation, and go over any other items crucial to your financial success.
PREVIOUS Develop a Strategic Plan Unique to You
Once you select an allocation, we put together a strategic implementation plan that will coordinate investment of your portfolio between qualified (tax-advantaged) assets and non-qualified assets in order to maximize tax efficiency. The topics we address during our time with you vary depending on your unique needs and situation.
Putting Your Plan Into Action
We establish your Forum account based on the portfolio allocation we discussed and what we learned about your risk tolerance and financial goals. With your new Forum account now in place, you will have the opportunity to access your Forum Client Portal for the first time and connect with members of the Forum Client Service team.
Review Goals and Plans When Your Life Changes
You will receive reporting that will clearly show your performance net of all fees and compared to applicable market indexes. Additionally your assets are held at a reputable third-party custodian that furnishes independent monthly reports so you can feel confident about the safe handling of your money.
